Copyright Notice and Infringement Policy

At, the "Website," we respect the intellectual property rights of others and expect to be respected in turn.

Statement/Declaration of Rights Subject to the provisions of this notice, this website and ALL its content, information, or materials (digital and otherwise) is the copyright of The Insurance Exam Queen, together with its licensors.

Accordingly, your use of our website or its services does not constitute any license to use the copyright in our website. Except to the extent permitted by the applicable copyright law or The Insurance Exam Queen, any form of use, reproduction, or redistribution of part of all of the content, information, or material on this website in any form is hereby prohibited.

You may not, except otherwise with prior permission and express written consent by the The Insurance Exam Queen, copy, download, print, extract, exploit, adapt, edit, modify, republish, reproduce, rebroadcast, duplicate, distribute, or publicly display any of the content, information, or material on this website for non-personal or commercial purposes, except for any other use as permitted by the applicable copyright law.

You may also not transmit, host, or store any such content, information, or material in any form or through any means, including but not limited to photocopying, recording, or in any print, electronic or digital form, or on any other website.

However, you are permitted to copy the content, information, or material on this website for personal use, educational use of individual third parties, government use, or any other use permitted under the applicable copyright law while acknowledging this author The Insurance Exam Queen as the source of any such content, information, or material.

Subject to our terms & conditions, you are not permitted to post information or add content copyrighted by third parties.

Pursuant to the Digital Millennium Copyright Act (DMCA), The Insurance Exam Queen will respond to takedown notices or abuse reports by copyright owners to remove any abusive or infringing content on this website. The Insurance Exam Queen will not be responsible for the quality, accuracy, completeness, or appropriateness of the content, information, or material on this website.

We expect our users to act in a way that does not infringe on others' rights, including ensuring that they never violate anyone else's intellectual property rights. To that, we have established the following Copyright Infringement Policy.

We take claims of copyright infringement very seriously and respond to notices regarding such matters expeditiously. If you are a copyright owner, or authorized to act on behalf of a copyright owner, you may report claims of copyright infringement to us, by sending a Notice of Alleged Infringement, containing the following:

  • 1. Identification, including a description, of the copyrighted work you are claiming has been infringed. If you are claiming infringement of multiple works, you may provide a representative list.
  • 2. The location of the allegedly infringing material, including identification of URL where the allegedly infringing material is accessible or the exact location where the infringing material can be found.
  • 3. Your company affiliation, if applicable, your mailing address, telephone number, and email address.
  • 4. A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law. 
  • 5. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner's behalf. 
  • 6. Your full legal name and your electronic or physical signature.

This notice can be sent to:
Copyright agent: Melissa Dillon PO Box 42 Vandalia, IL 62471

Upon receipt of your Notice, we will take all actions we deem appropriate, including removal of the infringing material or disabled access to the infringing material.

Please note that you must comply with all of the requirements above for your Notice to be valid.  

Counter-Notice Procedure

If you feel that we have removed content that is not infringing, or that you otherwise have authorization from the copyright holder to lawfully use the content, you may send us a Counter-Notice. The following information must be included:

  • 1. Identification of the content which you believe was mistakenly removed or access was mistakenly disabled to, as well as the location where it appeared. 
  • 2. Your name, address, telephone number, email address and your physical or electronic signature. 
  • 3. An acknowledgment that you have reviewed our copyright infringement policy.
  • 4. A statement by you under penalty of perjury that you have a good-faith belief that the material was removed or disabled as a result of a mistake or misidentification. You may wish to include a broader description of the reasons why you believe this to be so.
  • 5. A statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which the operators of the Website are located.
  • 6. A statement that you will accept service of process from the person who provided the original Copyright Infringement Notice. 

If we received a Counter-Notice, we may send a copy to the original complainant, informing them that the removed content may be replaced within ten business days unless the complainant files an action in federal court.

Repeat Infringers

It is our policy to terminate access to our Website and revoke privileges of any person who we determine to be a "repeat infringer." Repeat infringement shall be determined in our sole and exclusive discretion but will include any individual who has been the subject of more than one copyright infringement notice.

Nothing in this policy waives any other right we may have to pursue copyright infringers or any other individual who uses our Website to violate the intellectual property rights of others. We will not indemnify any alleged infringer in any manner.

As an Instructor, You represent, warrant, and covenant that: No Submitted Content shall infringe or misappropriate any intellectual property right of a third party. But, if instructor use HEVC compression, it's the instructor's responsibility to pay the royalties to the MPEG-LA, the owner of HEVC patents as appropriate.

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Last updated 10th October 2023