L&H Gold Plus

✓ Life Basics (some states test on this)
✓ Life Provisions, Riders, Options and Exclusions (HIGHLY tested in all states)
✓ Create an All Types of Life Policies Study Chart
✓ Joint Life Insurance Vs Survivorship Life Insurance
✓ Business Life Insurance Key Person and Buy Sell
✓ Term Life vs Whole Life Insurance
✓ Term Life Insurance
✓ Whole Life Insurance, Loans and Nonforfeiture Options
✓ Universal Life Insurance
✓ Variable Life Insurance
✓ Annuities
✓ Tax Deferred vs Tax Deductible
✓ Qualified Plans
✓ Traditional IRA vs Roth IRA
✓ Tax Treatment of Life Insurance
✓ MEC’s and 7 Pay Test

✓ Health Basics (some states test on this)
✓ Health Provisions (HIGHLY tested in all states)
✓ Health Vocab: Fee for Service vs PrePaid
✓ Health Vocab: Benefit Schedule vs URC
✓ Health Basics: Perils Accident vs Sickness
✓ Private Vs Government Insurance
✓ Health Basics: Types of Losses
✓ Types of Limited Policies
✓ AD&D Accidental Death and Dismemberment
✓ Basic Medical vs Major Medical
✓ Major Medical Plans HMO vs PPO
✓ Major Medical Plans HMO’s
✓ Major Medical Plans PPO’s
✓ Cost Sharing: Copay, Deductible, Coinsurance, Stop Loss
✓ Cost Sharing: Deductible and Coinsurance Math
✓ FSA vs HSA
✓ Health Insurance: Individual, Group & Franchise
✓ Group Insurance
✓ Coordination of Benefits on Group Plans
✓ COBRA Insurance: Group Continuation
✓ Contributory vs Non Contributory
✓ Disability Policies, Taxes, Math Example & Notes
✓ Tax Deferred vs Tax Deductible
✓ Long Term Care: Intro, Levels of Care, Optional Benefits, Unintentional Lapse and Exclusions
✓ Social Insurance Medicare vs Medicaid
✓ Medicare Eligibility and Enrollment Periods
✓ Parts of Medicare
✓ Medicare vs Medicare Supplement

This bundle is designed to help you reinforce what you’ve learned and build confidence before test day. It includes multiple quizzes and full-length practice exams that mirror the format and style of your state licensing exam.

While the quizzes and exams are a powerful tool, we always recommend pairing them with Gold or Platinum. These courses provide the deeper understanding of concepts and terminology that make the quizzes even more effective.

Note: This bundle is only included in our GOLD Plus, GOLD Plus Live and PLATINUM bundles.

PDF guide designed to help you prepare for the state-specific statutes, laws, and regulations that will be covered on your insurance licensing exam of your state.

Note: This product is included in our GOLD Plus, GOLD Plus Live and PLATINUM bundles.

These are condensed reviews and recaps of the most tested topics of the insurance exam – but you would focus on the Gold curriculum first.