100 Days Access to all-inclusive Life & Health Masterclasses (Gold and Silver)

Course Overview

This course bundle  provides you with an ALL-EXCLUSIVE OVERVIEW of the most tested topics on the LIFE & HEALTH INSURANCE EXAMS. Signing up will give you 100 days access to 28 hours of my curriculum (value $3999), helping you through the maze of terms and definitions, giving you clarity and leaving you confident to take the exam. LIFE & HEALTH are often taken together so it made sense to bundle it: Buy one, Get one Free.

If you have Xcel as your state approved course, I have  Gold Life & Health that aligns to the Xcel Course that you can purchase by clicking here

SILVER and BRONZE (value $4498), condensed reviews and recaps of the most tested topics of the Life and Health Exam.

GOLD is for those who are struggling to read and understand their pre-licensing course and want to be taught the material with video and visuals as well as be given student notes that go along with the videos. Gold is also great for those of you who need 10 or more points or percentages to pass their exam.


How to use my course

Follow these guidelines and you will have the best chance to pass first time (or next time, if you have just found me).

What you need

GOLD Life & Health Series complements a state approved course. If you already have one, you'll use my class Series to explain their written text. If you need one, I recommend an XCEL* Course.
Then put the State Approved Course to one side, you don't need to look at that yet. 

*Use COUPON CODE "QUEEN" to get a $9 discount. If you buy any of the $199 XCEL courses using my code, I'll enroll you to 'GOLD' Course' absolutely FREE (value $97).

Where to start

Once enrolled in the Insurance Exam Queen GOLD Course you have 100 days access and
  this is where you start the learning!  
My Gold Class Series will help you understand the material easily and quickly. Work your way through all the lessons, notes and practices.
See below what is inside!

What's next

After watching all my content, you can breeze through XCEL (or any exam prep course) much easier.
Support is available in my Facebook Group, or if you need more support later on, you can upgrade to Platinum to chat directly with Melissa as you study. Live Classes and One-On-One Tutoring is also available! 

What's Inside

GOLD (Value $3999)

Life and Health
mutual content: 5 hours 40mins

General Insurance for Life and Health (some states test on this)

Completing the Application (Life) / Field Underwriting (Health)

State Law/Insurance Regulations for Life and Health (also in Silver)

10 hours Content

Life Basics (some states test on this)

Life Provisions, Riders, Options and Exclusions (HIGHLY tested in all states)

Create an All Types of Life Policies Study Chart 

Joint Life Insurance Vs Survivorship Life Insurance 

Business Life Insurance Key Person and Buy Sell

Term Life vs Whole Life Insurance 

Term Life Insurance 

Whole Life Insurance, Loans and Nonforfeiture Options 

Universal Life Insurance 

Variable Life Insurance


Tax Deferred vs Tax Deductible 

Qualified Plans 

Traditional IRA vs Roth IRA 

Tax Treatment of Life Insurance 

MEC's and 7 Pay Test 

12 hours of Content

Health Basics (some states test on this)

Health Provisions (HIGHLY tested in all states)

Health Vocab: Fee for Service vs PrePaid 

Health Vocab: Benefit Schedule vs URC

Health Basics: Perils Accident vs Sickness

Private Vs Government Insurance

Health Basics: Types of Losses

Types of Limited Policies

AD&D Accidental Death and Dismemberment

Basic Medical vs Major Medical 

Major Medical Plans HMO vs PPO

Major Medical Plans HMO's

Major Medical Plans PPO's

Cost Sharing: Copay, Deductible, Coinsurance, Stop Loss

Cost Sharing: Deductible and Coinsurance Math


Health Insurance: Individual, Group & Franchise

Group Insurance 

Coordination of Benefits on Group Plans

COBRA Insurance: Group Continuation

Contributory vs Non Contributory

Disability Policies, Taxes, Math Example & Notes

Tax Deferred vs Tax Deductible

Long Term Care: Intro, Levels of Care, Optional Benefits, Unintentional Lapse and Exclusions

Social Insurance Medicare vs Medicaid

Medicare Eligibility and Enrollment Periods

Parts of Medicare 

Medicare vs Medicare Supplement 

SILVER BONUS (Value $2499)

Life and Health
Lesson Content: 19 hours

Life Insurance Recap

Life: Term Vs Whole, Annuities, Provisions, Settlement Options, Non-Forfeiture and Riders Lesson

Field Underwriting

Health Insurance Recap (4hr class)

Health: Provisions, Disability, HMO and PPO Lesson

Long Term Care Review

Medicare Review

BRONZE BONUS (Value $1999)

Life and Health
Lesson Content: 15 hours

Life and Health Basics / Completing the Application / Field Underwriting

Types of Life Policies and Annuities



Types of Health Policies Medical Plans

Types of Health Disability and Long Term Care

Medicare for the HEALTH Exam

Class 6 Recording of State Law / Insurance Regulations

Your Investement

Course Image

LIFE & HEALTH - The Royal Treatment GOLD VALUE $3999
+ Bonuses worth $4498