This course provides you with an ALL-EXCLUSIVE OVERVIEW of the most tested topics on the LIFE INSURANCE exam. Signing up will give you 100 days access to my valuable curriculum, helping you through the maze of terms and definitions, giving you clarity and leaving you confident to take the exam.
Gold is for those who are struggling to read and understand their Pre-Licensing course and want to be taught the material with video and visuals as well as be given student notes that go along with the videos. Gold is also great for those of you who need 10 or more points or percentages to pass their exam.
**Student Notes and Practice Questions are in the process of being added to the course, but the value is found in the Class Videos! You can access free notes and practice question games on the Free Resources Tab of the website**
How to use my course
Follow these guidelines and you will have the best chance to pass first time (or next time, if you have just found me).
What you need
You need a State Approved Course. I recommend an XCEL* Course
as well as my GOLD Life & Health Series**.
Then put the State Approved Course to one side, you don't need to look at that yet.
*Use COUPON CODE "QUEEN" to get a $9 discount.
**If you buy an XCEL course, I'll enroll you in my 'GOLD' Course' absolutely FREE (value $97).
Where to start
Once enrolled in the Insurance Exam Queen GOLD Course you have 100 days access and
this is where you start the learning!
My Gold class series will help you understand the material easily and quickly. Work your way through all the lessons, notes and practices. See below what is inside!
After watching all my content, you can breeze through XCEL (or any exam prep course) much easier.
Support is available in my Facebook Group, or if you need more support later on, you can upgrade to Platinum to chat directly with Melissa as you study. Live Classes and One-On-One Tutoring is also available!
Life and Health
mutual content: 5 hours 40mins
General Insurance for Life and Health (some states test on this)
Completing the Application (Life) / Field Underwriting (Health)
State Law/Insurance Regulations for Life and Health
10 hours Content
Life Basics (some states test on this)
Life Provisions, Riders, Options and Exclusions (HIGHLY tested in all states)
Create an All Types of Life Policies Study Chart
Joint Life Insurance Vs Survivorship Life Insurance
Business Life Insurance Key Person and Buy Sell
Term Life vs Whole Life Insurance
Term Life Insurance
Whole Life Insurance, Loans and Nonforfeiture Options
Universal Life Insurance
Variable Life Insurance
Tax Deferred vs Tax Deductible
Traditional IRA vs Roth IRA
Tax Treatment of Life Insurance
MEC's and 7 Pay Test
12 hours of Content
Health Basics (some states test on this)
Health Provisions (HIGHLY tested in all states)
Health Vocab: Fee for Service vs PrePaid
Health Vocab: Benefit Schedule vs URC
Health Basics: Perils Accident vs Sickness
Private Vs Government Insurance
Health Basics: Types of Losses
Types of Limited Policies
AD&D Accidental Death and Dismemberment
Basic Medical vs Major Medical
Major Medical Plans HMO vs PPO
Major Medical Plans HMO's
Major Medical Plans PPO's
Cost Sharing: Copay, Deductible, Coinsurance, Stop Loss
Cost Sharing: Deductible and Coinsurance Math
FSA vs HSA
Health Insurance: Individual, Group & Franchise
Coordination of Benefits on Group Plans
COBRA Insurance: Group Continuation
Contributory vs Non Contributory
Disability Policies, Taxes, Math Example & Notes
Tax Deferred vs Tax Deductible
Long Term Care: Intro, Levels of Care, Optional Benefits, Unintentional Lapse and Exclusions
Social Insurance Medicare vs Medicaid
Medicare Eligibility and Enrollment Periods
Parts of Medicare
Medicare vs Medicare Supplement
Bobbie M Ramirez
ANYTHING YOU NEED MELISSA CAN HELP SHE IS TRULY THE BEST
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