Download the PDF or read below what I have written up what is most important for your state exam if you are in Alabama, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 30% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 15% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Alaska, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Arizona, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 5% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Arkansas, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 25% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in California, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app, and Health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Colorado, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 35% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Connecticut, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 24% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Delaware, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 15% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Florida, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Georgia, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Hawaii, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Idaho, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Illinois, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Indiana, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Iowa, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Kansas, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Kentucky, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. Kentucky breaks these chapters down into mini-sections which make up the chaptert titles you will see in my courses.

With the Kentucky exam being so even weighted out amongst the material, it is very important to go through the material from top to bottom in the courses as you will be tested evenly throughout your exam. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Every state has different numbers, you will need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Louisiana, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown.

What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 12% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Maine, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Maryland, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Massachusetts, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Michigan, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 15% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Minnesota, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 25% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 35% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Mississippi, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 17% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Missouri, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Montana, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 15% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Nebraska, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 10% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 15% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Nevada, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in New Hampshire, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 15% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in New Jersey, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 25% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in New Mexico, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 10% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 20% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in New York, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in North Carolina, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 25% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in North Dakota, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Ohio, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Oklahoma, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
Oklahoma follows the Prometric Testing Outline, but they title their chapters a bit differently. I will post the recommendations with both their chapter title and the general chapter title, so that you know where to find the material that matches the recommendations and within my courses. While the chapter titles may vary, I cover all the neccessary material in my Royal Treatment Class Series.

General Insurance (this is titled Underwriting for Oklahoma) - is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at around 30% or more of the exam, just on provisions.

ANNUITIES (Oklahoma does not have it’s own chapter on this, it will fall within “Life Products”)
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH (Titled “Health Providers and Products” in Oklahoma)
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 27% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Oregon, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 10% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Pennsylvania, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 15% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Rhode Island, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 25% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 35% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in South Carolina, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 15% to 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 20% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in South Dakota, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 25% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Tennessee, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 20% to 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Texas, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 25% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 25% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Utah, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Vermont, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 10% to 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 10% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Virginia, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 10% to 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 17% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Washington, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 30% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Washington D.C., and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.

So first, we focus on the things that overlap.

Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers.

Provisions also tends to be one of the largest chapters on all state exams, your state has this at 20% or more, just on provisions.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 35% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in West Virginia, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 35% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Wisconsin, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 15% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 35% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.

Download the PDF or read below what I have written up what is most important for your state exam if you are in Wyoming, and where you should spend your time during your studies.

MOST IMPORTANT THINGS TO KNOW
The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.

I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.

With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap.

LIFE BASICS & HEALTH BASICS and LIFE PROVISIONS & HEALTH PROVISIONS
Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.

Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.

While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.

ANNUITIES
Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.

PROVISIONS
Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, your state has this chapter at 20% or more of the exam, just on provisions.

HEALTH
For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams have this chapter at around 40% or more. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Next: Select your course & Click to buy

My Class Series comes in these packages: Platinum, Gold and Silver and all give 100 days access.

Click to Buy Course: Life & Health: PLATINUM 
Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.

Click to Buy Course: Life & Health: GOLD
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: GOLD + Quizzes + Exams Bundle
Gold is ALWAYS the recommended class series for all students as it teaches the material in more depth. The bundle is paired with a large, carefully crafted question bank for your exam prep. Over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!

Click to Buy Course: Life & Health: SILVER
Silver is designed as a deeper review with 19 hours of video.

Click to Buy Course: Life & Health: BRONZE
Bronze is a basic review with 15 hours of video.

Click to Buy Practice Quizzes & Exams
Note: If you purchase Platinum or Gold + Quizzes + Exams you will have these included already.